Terms of Use

1. About This Portal

Nixveldo (accessible at nixveldo.com) is an independent educational portal that compiles and explains in accessible language the regulations and public communications related to collective real estate financing (financiamiento colectivo inmobiliario) in Chile. The portal is operated from Portugal 412, Santiago, Chile.

The content published on this portal is strictly informational and educational in nature. Nixveldo does not provide legal advice, financial advice, investment recommendations, or any form of personalized professional guidance. Nixveldo does not represent any entity before any regulatory body.

2. Acceptance of Terms

By accessing and using this portal, you confirm that you have read, understood, and agree to be bound by these Terms of Use. If you do not agree with any part of these terms, please discontinue use of the portal.

3. Nature of Content — No Professional Advice

All content on this portal — including regulatory summaries, explanatory text, category descriptions, and any other materials — is provided for general informational and educational purposes only. Nothing on this portal constitutes or should be interpreted as:

• Legal advice or legal opinion of any kind
• Financial advice or investment guidance
• A recommendation to take or avoid any particular action
• A representation of the complete, current, or authoritative text of any regulation
• Professional advice of any nature

For advice specific to your situation, you should consult a qualified legal or financial professional duly licensed in Chile.

4. Accuracy of Information

We make reasonable efforts to ensure that the information published on this portal is accurate and reflects the content of the official source documents at the time of publication. However, we do not warrant that all information is complete, current, or free from error. Regulatory documents may be amended after our summaries are published. Always verify information against the original official source document, which is linked in each entry.

5. Intellectual Property

The original content produced by Nixveldo — including summary texts, editorial descriptions, and the structure and presentation of information on this portal — is protected by Chilean intellectual property law. You may read and share links to this portal for non-commercial, informational purposes. You may not reproduce, republish, or commercially exploit our original content without prior written permission.

The regulatory documents summarized on this portal are official public documents. Their reproduction is governed by applicable Chilean law regarding public documents.

6. External Links

This portal contains links to official regulatory documents and external websites. These links are provided for your convenience and informational purposes. Nixveldo does not control, endorse, or take responsibility for the content of external websites. The inclusion of a link does not imply any endorsement of the linked site or its content.

7. Limitation of Liability

To the fullest extent permitted by applicable Chilean law, Nixveldo and its operators shall not be liable for any direct, indirect, incidental, or consequential loss or damage arising from:

• Your use of or reliance on any information published on this portal
• Any inaccuracy, error, or omission in the content of this portal
• Any interruption or unavailability of the portal
• Any action taken or not taken based on information found on this portal

You use this portal and its content entirely at your own risk.

8. No Endorsement of Platforms or Services

References to crowdfunding platforms, regulatory bodies, or other entities in the content of this portal are made solely for informational purposes. Such references do not constitute an endorsement, recommendation, or evaluation of any platform, service, or entity.

9. Acceptable Use

You agree to use this portal only for lawful purposes and in a manner that does not infringe the rights of others. You must not:

• Use the portal in any way that violates applicable Chilean or international law
• Attempt to gain unauthorized access to any part of the portal or its systems
• Use automated means to scrape or harvest content from this portal without permission
• Transmit any harmful, offensive, or disruptive material through the contact form

10. Changes to These Terms

We may update these Terms of Use from time to time. When we make material changes, we will update the "Last Updated" date at the top of this page. Continued use of the portal after any changes constitutes your acceptance of the revised terms.

11. Governing Law

These Terms of Use are governed by and construed in accordance with the laws of Chile. Any disputes arising from your use of this portal shall be subject to the jurisdiction of the competent courts of Santiago, Chile.

12. Contact

For questions about these Terms of Use, please contact us at:

• Email: info@nixveldo.com
• Address: Portugal 412, Santiago, Chile
• Phone: +56 9 4086 2279